Rates

Savings Rates
Annual Percentage Yield is accurate as of April 17, 2014.
Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.


Account
Dividend Rate
Annual Percentage Rate
Share (Savings Acct)
0.07%
0.07%
IRA Savings
0.07%
0.07%
Christmas Club
0.00%
0.00%
Interest-Bearing Checking
0.02%
0.02%



Share Certificate Rates
Annual Percentage Yield is accurate as of April 17, 2014.
Minimum amount to open a certificate is $500. Dividends are compounded quarterly. Rates and terms may change at any time without prior notice.

Term
Dividend Rate
Annual Percentage Yield
6 Month Certificate
0.15%
0.15%
12 Month Certificate
0.20%
0.20%
18 Month Certificate
0.25%
0.25%
24 Month Certificate
0.35%
0.35%
36 Month Certificate
0.45%
0.45%
48 Month Certificate
0.55%
0.55%


Loan Rates
Current Rates for April 1, 2014.
Actual credit history will apply. Programs, rates, terms and conditions are subject to change without notice.

Loan Type
Annual Percentage Rate* as low as
New Vehicles (terms up to 72 months)
1.9% - 7.9%
Used Vehicles (terms up to 60 months)
2.9% - 8.9%
RV Loans - Motorcycles, Boats, RVs, etc.(terms up to 60 months)
3.9% - 9.9%
Line of Credit(terms up to 48 months)
9.5% - 15.5%
Signature Loan (terms up to 36 months)
12% - 18%
Certificate Secured Loans (terms length of certifcate)
Dividend of Certificate being pledged Plus 4.0%. Risk Based Pricing does not apply here.
Share Secured Loans (terms up to 60 months)
Dividend of Shares being pledged Plus 4.0%. Risk Based Pricing does not apply here.

Click here for the compound interest calculator or click here for the APR calculator.