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Rates

 

Savings Rates

 

Annual Percentage Yield is accurate as of November 19, 2009.

Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.


Account
Dividend Rate
Annual Percentage Rate
Share (Savings Acct)
0.25%
0.25%
IRA Savings
0.65%
0.65%
Christmas Club
0.10%
0.10%
Interest-Bearing Checking
0.10%
0.10%

 

 

Share Certificate Rates

Annual Percentage Yield is accurate as of January 4, 2010.

Minimum amount to open a certificate is $500. Dividends are compounded quarterly. Rates and terms may change at any time without prior notice.

Term
Dividend Rate
Annual Percentage Rate
6 Month Certificate
0.75%
0.75%
12 Month Certificate
1.25%
1.26%
18 Month Certificate
1.30%
1.31%
24 Month Certificate
1.60%
1.61%
36 Month Certificate
1.70%
1.71%
48 Month Certificate
2.00%
2.02%

Loan Rates

 

Current Rates for January 4, 2010

Actual credit history will apply. Programs, rates, terms and conditions are subject to change without notice.


Loan Type
Annual Percentage Rate* as low as
New Vehicles (terms up to 60 months)
5.99%
Used Vehicles (terms up to 48 months)
6.99%
RV and Boat Loans
8.29%
Visa Credit Card (fixed)
10.50%
Home Equity Line of Credit
Variable rate as low as the prime rate
Line of Credit (terms up to 60 months)
12.50%
Signature Loan (terms up to 60 months)
15.00%
Emergency Reverse Loans (ER Loans)
18.00%

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